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RV insurance can be very different from car insurance depending on the type of RV or motorhome you have and how much you use it. Whether you have a camper trailer for weekend getaways and day trips; a large RV for extended vacations; or a motor home that you use as your primary residence, The Hartford has RV insurance solutions that you can customize to meet your needs.
When it comes to rate-saving opportunities, Allstate is in a league all by itself. Featuring an industry-leading stable of discounts, Allstate makes it easy to get a good deal on your coverage. For example, if you bundle your home and auto policies with Allstate, you can save up to 25%. If you haven’t filed a recent claim, you can save up to 20% with Allstate.
Safeco’s coverage options include some less common offerings that may appeal to RV owners with more particular concerns. Along with Progressive, Safeco is one of the only insurers to provide pet injury insurance, along with total loss replacement for your RV in the event of an accident. On top of the original price of your RV, Safeco can also insure any custom AV equipment or decorative additions, such as a speaker system, TV, special flooring, wheels, or decals.
Our motorhome insurance offers many of the same benefits as our car insurance plans plus additional features to address the risks specific to your type of RV and how you use it. That means you can enjoy the same quality insurance coverage and value for your money while adding in all the extras your motorhome needs at a rate you can afford. Speak with your insurance agent or a specialist at The Hartford; we’ll help you choose the RV insurance coverage that’s right for your vehicle. Get an RV insurance quote today to learn more.
In most states, a DUI is the most costly violation you can receive. Moreover, in states like California, it will stay on your insurance record for 10 years! Based on our analysis of the most popular car insurance companies, this would set you back an average of $1,200 in insurance rate increases during that 10-year period. To limit costs, do your due diligence and shop around: Progressive and USAA are the cheapest insurance options after a DUI — consider starting with those providers.
The auto insurance rates displayed in our articles are based on the 2019 results of The Zebra’s comprehensive car insurance pricing analysis. In our analysis of all US zip codes — including Washington D.C. — the sample user profile consisted of a 30-year-old single male driving a 2013 Honda Accord. To generate pricing specific to particular rating factors, we adjusted the driving profile based on pricing factors commonly used by car insurance companies.
A slew of devastating natural disasters struck the U.S. in 2018, resulting in insurance claims that cost billions of dollars. While home insurers are usually hit the hardest by these disasters, auto insurers are affected as well. Additionally, distracted driving has led to an increase in accidents on the road. These factors, coupled with the fact the the auto industry is moving toward higher-tech cars that are more expensive to repair, contribute to high losses for insurers.
Farmers offers coverage for travel trailers and fifth wheel trailers in addition to RVs, as well as a special program for customers who use them as part- or full-time residences. The Stationary Travel Trailer Program offers comprehensive, liability, and medical payments coverage for customers who reside in their trailer seasonally or permanently. All of Farmers’ optional coverage options for RVs also apply for trailers. What’s more, if your trailer is towable, Farmers will insure your tow vehicle.